Education
Can you get life insurance if you have diabetes?
There are many reasons why a person would need life insurance coverage. Maybe to protect your family, cover a business loan, or to pay off debt obligations. You know you need this valuable coverage, but what if you are one of the nearly 31 million people in the United States alone, who have Diabetes?
You have probably heard myths that people with diabetes cannot obtain life insurance coverage. And if you are approved, that maybe the premiums are ‘sky high.’ In this article, with the help of diabetes365.org we’ll uncover some myths, and share FACTS with you about life insurance for diabetics.
People with Diabetes Can get Life Insurance
Having diabetes, does not automatically disqualify you from obtaining life insurance coverage. It simply means you need to be a little ‘smarter’ when looking for coverage. Says James Peele of Diabetes Life Solutions, “when looking for life insurance with diabetes, a person needs to work with an agent who is trained in this field. Meaning the agent only works with people who have this disease. If the companies website claims they specialize in several medical conditions, they are not specialists, but rather generalists”.
Often times people with diabetes will get misinformation from uninformed agents. This is disappointing but all too common. Life insurance companies have made significant improvements to the offerings they can make, to the diabetes community. People with Type 1 and Type 2 Diabetes can still qualify for the same policies as people without diabetes can.
Your best to find coverage is to work with agents who can ‘shop’ your diabetes and health profile out to several companies. This will help you find the life insurance carrier that will offer the most competitive rates. Generally, this can lead to thousands of dollars in savings over the lifetime of the insurance policy.
Rates for diabetic life insurance are affordable
Many people continue to think rates for diabetes life insurance are not affordable. In reality, the premiums are. People with Type 2 diabetes often times receive the same types of premiums that people who do not have diabetes receive. They qualify for Standard, and even Preferred rates on a regular basis.
As of 2018, rates for diabetics are at all time lows. Life insurance companies are now able to offer these lower premiums, due to people with diabetes tending to live healthier lives. Many people with diabetes tend to watch everything they eat, check blood sugars regularly, and have a regular exercise regimen.
LIfe insurance companies are even offering discounts to diabetics who will allow the companies to monitor their activity levels. Meaning if you wear a fitbit type of device, and share your information with them, you could be eligible for discounts up to 25%. If you are an active diabetic, this means more money in your pocket!!!
No longer are life insurance companies making life hard, on the 31 million people with diabetes in the United States alone. Life insurance companies are smartening up, and making life insurance affordable.
Medical exams are NOT needed for coverage
Many people with diabetes have the misconception that you’d have to undergo blood, and urine tests, to qualify for life insurance coverage. That’s no longer the case! Diabetics can qualify for several different types of term life insurance, and whole life insurance products.
If you are a diabetic, who doesn’t want to undergo these extensive tests, you do not have to. Life insurance companies will provide no medical exam options. To qualify, you’d simply answer basic health and diabetes questions. Companies will also do a prescription drug background check and a Medical Information Bureau review. The findings in these reviews determine your eligibility.
Getting approved for these types of policies take a matter of days. You won’t have to wait weeks for a decision. If you have diabetes and are in a hurry to get coverage, these policies would be ideal for your financial situation.
If you are a person who doesn’t have the best control, of your diabetes, these policies may be the best fit for you. Don’t feel like you have to go thru ‘hoops and hurdles’ to obtain life insurance with diabetes.
People with Diabetes no longer have to worry about the lack of options, when it comes to life insurance. Diabetics have several options. So don’t believe those myths, that diabetics can’t get life insurance, or that it’s too expensive. You’ll be surprised at how inexpensive the premiums truly are!
Business
A Complete Guide to Find Instagram Engagement Groups
Growing a new Instagram account from scratch is not an easy task. It can take a lot of time, consistent hard work, money investment. You might be thinking why money is needed to grow a social media account, I’ll make your thoughts clear when I say you need the money to get into pod groups or engagement groups. Yes, they exist what we call “a black hat way to increase organic reach on Instagram and then hit the explore page to get a lot of likes, comments, and targeted followers.”
Ever since Instagram changed its algorithm in 2017, they have lower down the organic reach just like Facebook did in 2016. After struggling a couple of months marketers and growth hackers tried different strategies to understand Instagram’s algorithmic changes. That’s when Instagram PODS and Engagements groups were made.
All these engagements can be bought from any trusted, reputable agency, who owns a network of high-quality Instagram accounts. You can visit Instapple and buy Instagram comments, likes and followers to avoid the headache of PODs and engagements groups. Anyways if you really want to know what these PODs and engagement groups are, keep reading:
What is Instagram POD or Engagement Group?
Instagram POD is a group of people who gather somewhere on any social media platform like in facebook groups or telegram groups to game the Instagram algorithm.
How to Join an Instagram POD?
These Engagements groups became very popular among influencers and growth hackers. Different niches’ influencers started different facebook groups, e.g., Fitness, Travel, Luxury Cars, and Makeup groups. But at the end of the day, BOOOM! Facebook began hunting down these groups and shut them down.
A few links of groups to join on Facebook:
But it was not the end of the Internet for hungry Growth hackers, marketers and influencers. They went underground, they found a new app called telegram and started engagement groups there. Telegram is very security and privacy-focused so it was not easy to hunt them down there, and that’s why they still exist and are operating smoothly.
These days influencers are operating engagement groups in Direct Messaging on Instagram. Instagram allows up to 32 people in a DM. A DM group Admin adds people who request him to add them into his POD where they use to help each other to hit the explore page and make their media’s go viral overnight.
How does an Engagement Group Work?
Getting into an engagement group is easy but understanding what’s happening in the group and how its going to help me is a bit tricky.
Let’s start from here:
“What’s your first goal after getting into the group?”
Are you at 1k Followers and want to reach 10k Followers?
Or
Are you at 10k and want to reach 100k Followers?
Let’s say you are at 1k Followers, and your next milestone 100k Followers, you will have to find a POD where everybody has 100k Followers. Once you managed to get into a group, read their rules first. Keep in mind you are doing all these on Instagram so you’ll have to be very careful about getting caught doing any inauthentic activity. Use CODE Words to operate as the POD owners mentioned in the rules. Every time a user posts a photo all group members hit likes or comment on his photo, it triggers Instagram that this specific newly posted content is unique, attractive and getting a lot of engagements instantly after being posted. So they take that content up and its organic reach increases, finally the media hits the EXPLORE Page.
That’s where the media is being watched by thousands of users who like and comment on the content and some of them even in thousands Follow you.
Imagine if every second post you do goes viral and gets you thousands of followers, you’ll have a profile with millions of followers in no time.
I’ve been following an account on Instagram that used to be in POD groups and their numbers will blow your mind away.
Have a look:
The big numbers are from the days when their content used to go viral on Instagram, using the same tactics and a few more we wrote above.
I suggest looking for groups, where the members have similar followers count and content. Because you don’t really want to get a lot of engagement from totally random accounts with little followers.
A simple Google Search or Reddit search can get you more groups, Enjoy!
Education
Instagram Hacks that are Borderline Genius
There are a lot of people who love to travel. Travelling is like a hobby for most of you. I myself love to travel. I believe that there should be a little break from the daily hectic routine and all of us must find out some time to relax our minds. Family time is really very important in any relationship no matter what. If you are planning a vacation in a coming future. Then you are in the right place. I am going to tell you best Instagram Hacks that are borderline Genius and though these are little and simple things yet quite useful for all of those who are planning their vacations.
Instagram Direct Message (DM) on PC:
Instagram is now a common mean of communication. After introducing Instagram “Direct message feature on PC,” you can easily connect to anyone, anywhere in fractions of seconds. So the first Instagram travel hack is to Direct message any of your family member. You can ask them what are their plans, in which restaurant they are staying and what not. Instagram Direct message feature is easily available on PC as well. All you need to do is just open the App in PC, look at the arrowhead on the top right corner, and your messages window will be on the screen on Use Instagram Direct message on pc. This simple and shortest way will help to connect you with other friends and family members.
Buying Instagram Followers:
Before planning any tour, all of us also have a one shopping list. Things that we need to buy to make our trips one of the best trips of life. Buying new dresses, shoes, medicines, foods all these things are very common, and I am sure you have done it several times. But have you ever thought of buying Instagram followers? I am sure this thing is new for many of you. You can start your personal travel blog and buy a number of real followers to make your blog a hit. If someone loves to travel, he must also love to tell the travel stories to friends and family. So why not tell it to the whole world. Making a personal travel Instagram blog is like a business. You can earn a lot through it. So don’t waste your time in thinking. As “Buying Instagram followers cheap” into to your travel to do list and tell the amazing travel stories to everyone.
5 Instagram Hacks that are Borderline Genius:
Below are the 5 best Instagram Hacks that are borderline genius. They are simple, but the will surely make your travel a way easier.
- Space Saving Bags:
Have you ever heard about space saving bags before? If no, then the same is the case with me. I came to know about the space saving bags a few days ago, and I am shocked. These are the perfect bags for any travel. You can vacuum the air out of the bag, and this space is then used to add extra things to your bags like chargers, water bottles, glasses cases, and many other little important things.
- Create Your Own Personal TV:
In case you are traveling in an economy class which is the best thing to save a huge amount of money, and there is no television. Phew even thinking that is giving me a feel of boredom. No worries you can create your own Television using your smartphone. Simply put your phone in a plastic bag and hang it at the back of the chair. Pre-install all your favorite movies and songs and have a beautiful journey, watching your personal television.
- Use Extra Glasses Case to save your chargers:
The weather is unpredictable, no matter how much prepared you are, rain can ruin all your plans. Extra care of small accessories like headphones, mobile chargers is very important. To prevent your chargers just put them into extra glasses case. It will help you to protect from being tangled and getting destroyed in any extreme weather condition.
- Pack Shoes in Shower Cap:
Pack shoes in a shower Cap so it will prevent the other things like clothes, makeup bags, and accessories from getting dirty. Though this Hack is quite simple, it can save you from a huge mess.
- When in Doubt, Go left:
In case you are at the airport, and there is a doubt where to go. Then let me tell you the universally recognized fun fact. Whenever in doubt, move toward the left. Yes, from the Airport, the left way is the shortest way of going to the city.
Conclusion:
Travel is a fun activity, but a little negligence can ruin your whole trip. So don’t do that. Pay very keen attention to all the things while packing your stuff. A little more attention can be helpful in making the travel a lifetime memory.
Business
Benefits Of Hiring A SEO Agency
What is search engine optimization (SEO)? SEO is a process of affecting the online visibility of a website or a web page in a web search engines unpaid results, often referred to as natural results. In other words, Search engine optimization is a way to structure keywords of your website so that when people search for something using certain terms you increase the likelihood of your website being among the top search results. Search engine optimization is most often associated with the Google search engine since that is the most used search engine in the world. So when a search engine optimization agency wants to make a website pop out on the most top page, it has to understand at least the basic algorithm that the people of Google are using.
SEO As Marketing Strategy
The SEO process:
- In order for Google to recognize your website as a top priority, you have to play by its rules. Google has a list of over 200 web page requirements that you have to follow when you are developing a website. All successful websites have followed all of the given rules and guidelines, and all of those that have the ambition to be successful should at least seriously consider it.
- Consider the competition. A good SEO agency will consider your competitors on the internet marketplace. First, they will establish who they are and what strategies they are already using, they will gather all the relevant data, and then they will try to develop a strategy that will put you in a one-up position against your competition. A prime example of doing this effectively is Search engine optimization agencies in Glasgow Scotland.
- On-site. It’s not enough to develop a good strategy externally, but you need to structure your website in an optimal way. A good agency will consider mobile responsiveness that helps users to have a greater mobile experience visiting your page than they would with some competitor. Other important things to consider are ease of navigation and websites meta information. Another vital point to have in mind is your backlinking portfolio. With the latest software, you can use the backlinks that will point to your website more efficiently.
- Tracking often and reporting results. Since the 21st century is the new dawn of computers, internet connection and an era of general capitalist fueled fast pace progress, nobody can guarantee you that even if you make use of a Search engine optimization agency that you won’t be one-offed by your competition. So better pick a company that can follow the latest trends and tracks the progress of your website, company, and competition at the same time, a hard task for some but not for the best.
All The Benefits
- Search engine optimization targets quality traffic
Traditional methods of advertising like cold calls, interruptive ads, and spam emails are made with consideration of the advertiser’s needs since he is the one hiring, but that does not mean the best commercial for the potential buyer. Inbound marketing focuses on making helpful information and creating helpful resources.
- SEO improves your PR strategy
The combination of the two is called link building. The goal is the earn links from reputable websites that will make you even more connection and increase the recognition of your enterprise.
- You will one-up the competition
In today’s online environment it is almost unimaginable to even survive without search engine optimization. An average SEO agency will maintain and maybe slightly improve your website, but a great one will put you way beyond your competition. Again the best has proven to be Scottish SEO agencies.
- You don’t need additional adds if you are using SEO
When Google recognizes that your website is top list search engine worthy, you can only go up from there since Google has got your back and you can’t do much more than that.
Summary
Not using an SEO agency in this stage of the internet revolution is like riding a horse instead of flying a plane to travel. So start using SEO and TAKE OFF!
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